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BUSINESS
PARTNERS

RISK BEARING PARTNERS

SES has long-term relationships with some of the leading carriers in the industry to provide our clients innovative, flexible, stable, and competitive insurance solutions.

Lloyd’s of London, generally known simply as Lloyd’s, is an insurance and reinsurance market located in London, United Kingdom. 

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Chubb Limited, is an American company incorporated in Zürich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.

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CapSpecialty is a leading provider of specialty insurance for small to mid-sized businesses across the U.S.They are an “A” rated carrier that has been in operation since 1959 and are an operating subsidiary of Alleghany Corporation.

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QBE Insurance Group Limited is Australia’s second largest global insurer after Insurance Australia Group. It provides insurance services mainly to Australia, North America, Europe and Asia Pacific region.
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The Travelers Companies, Inc., commonly known as Travelers, is an American insurance company. It is the second-largest writer of U.S. commercial property casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents

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StarStone is an “A-” rated Admitted and E&S carrier with penetrating local knowledge to support their 135,000+ policy holders worldwide. StarStone offers a diverse range of specialty insurance solutions across multiple segment groups.
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The Berkshire Hathaway Specialty Insurance story began in 2013, when Berkshire Hathaway Inc. CEO Warren Buffett announced that Berkshire Hathaway was moving into commercial insurance in a substantial — and everlasting — way. With that proclamation, a strong and eminently trustworthy insurance partner was born.
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Great Lakes Insurance SE is a fully owned subsidiary of Munich Re Group and acts as a specialist provider of insurance services around the world. They have over 140 years experience and are an “A+” rated carrier that provide coverage to US policyholders from their office based in London, England.
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Zurich is a global insurance company which is organized into three core business segments: General Insurance, Global Life and Farmers. Zurich employs 55,000 people serving customers in 215 countries and territories around the globe.
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Rockingham is an “A” rated insurance carrier that has been providing Auto, Property and General Liability products since 1869. They are a service-driven carrier currently providing financial security to over 50,000 policyholders from coast to coast.

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James River® is a specialty insurer operating on an Excess & Surplus Lines basis in all fifty states and D.C. Since 2003, James River has provided thousands of commercial customers with creative solutions for their business insurance need

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VacantExpress.com is an innovative online system that allows our Agents to quote, bind and issue policies in most states completely electronically. Our easy-to-use system can be accessed any time of day or night, and can offer instant quotes of our comprehensive insurance products.

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In 2018, Neptune Flood launched to help more efficiently connect consumers to the global insurance markets.  Beginning with an innovative flood insurance product and the early stages of what would become a complex Artificial Intelligence engine called Triton, Neptune has helped to provide affordable coverage for thousands of Americans delivered through an intuitive and on-demand platform.

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Wright National Flood Insurance Services is the largest WYO provider of federal flood insurance (NFIP) policies and they also provide private flood coverage and excess flood insurance in many states. They have been a provider of flood insurance coverage for over 20 years and are rated A- by (Excellent) by A.M. Best.
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A homeowner policy covers a lot, but most policies exclude one of the most costly source of claims: floods. That's where we come in. Our policies fill in the gaps left out of many common types of insurance, specifically covering Named Storms.

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DISTRIBUTION PARTNERS

SES partners with hundreds of distribution partners selected by our clients to best meet their needs. We recognize and embrace the strengths of regional and national brokers, agency networks, as well as select wholesalers, and collaborate with them to provide superior solutions for our mutual clients.

We work together to deliver the best products, coverage, services, technology, and pricing in the industry. We unite around a common goal of superior client service, and take advantage of each organization’s core strengths to help our clients meet their goals.

Associated Risk Managers was built with one purpose, to help independent agents gain competitive advantage while remaining independent.  Through a nationwide network of member agencies, ARM members improve their businesses by offering the programs, resources and support agencies need to capitalize on business opportunities and improve results. ARM is owned and directed solely by its members.  Member run, member driven, our solutions fit like no other, because every ARM member plays a vital role in helping shape ARM operations.  As a member, you help drive our strategic direction.  You help determine what programs we offer.  You help us serve you the way you want to be served. Be part of the organization that’s built for you.  Join ARM and start competing like never before. Office: 2601 NW Expressway # 810W, Oklahoma City, OK 73112 (800) 887.9605 |

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Smart Choice® is a network of over 8,000 independent agents and 100 carrier partners. We provide independent insurance agents with access to top-rated markets, product training, and sales and marketing support–and we’re the only no-fee program of our kind! Whether you’re a start-up agent, a former captive agent, or an experienced agent, Smart Choice can give you the support and markets you deserve. We provide service from coast to coast, in 45 states, with access to personal, commercial, life and health markets, and customized business solutions guaranteed to make you a competitive agency. Office: 4121 Beechwood Dr. Greensboro, NC 27410 Mailing: 1589 Skeet Club Rd. #102-PMB349, High Point, NC 27265 888.264.3388

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Independent agencies have many choices in network. It is not hard to find a network. They are everywhere. With that said, there are MANY differences between PIIB and other models. We are proud of our simple model that works. We are not interested in ownership or controlling your agency. Our goal is to help your agencies thrive. We give our agents the markets they need and get out of their way. Office: 4980 Hillsdale Circle, Suite DEl Dorado Hills, CA 95762-0021 916.941.0518

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The Powers family, founders of VIAA (Valley Insurance Agency Alliance), sat together in 2006 to discuss what value they could bring to an independent insurance agency. They identified pain points they themselves were experiencing as a new agency and formed VIAA to meet those challenges. Our “phrase”, Maximize Profit… Build Wealth…Leave a Legacy!, sums up the opportunities we provide to each Member;  for today…tomorrow…and your future. VIAA strives to change the way insurance agents think about their future. Let’s build a growth strategy and together we will get there. Office: 6825 Clayton Ave # 200. St. Louis, MO 63139 (314) 725.1414

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The ISU Insurance Agency Network of independent agencies takes pride in serving its clients by placing over $5.4 billion of premiums in over 300 insurance companies, managing general agents and underwriting associations. The power of our Member’s Independence and the Strength of our combined Unity allows ISU Members to prosper and thrive by capitalizing on the strengths and resources of a national organization combined with their local presence and independence to consistently deliver exceptional customer experiences and the Client’s best value for their premium Office: 201 California Street, Suite 200. San Francisco, CA 94111-5098 (877) 500.4478

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CAA is a privately held aggregator group committed to strengthening the role of independent agencies by combining our expertise and relationships to better serve our clients and business partners. We are comprised of 68 independent insurance agencies located throughout 7 states, TX, OK, KS, NE, CO, MO, & IA. Not only is CAA the leading insurance networks with many of the top-rated insurance companies, it is also one of the fastest growing. CAA has gone to great lengths to strengthen and enhance its relationship with insurance companies and its members. All of this is accomplished while maintaining independence and growing each agency’s bottom line. We believe: business as usual is not business in the future. Office: 6805 N Capital of Texas Hwy Ste 320. Austin, TX 78731 512.231.0117

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JE Brown Means EXPERIENCE

Well-established, highly reputable wholesale insurance brokerage dedicated to providing efficient solutions to retail insurance professionals in California, Arizona, Colorado, Nevada, Oregon, Texas, Utah and Washington.

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First Connect helps connect independent agents with today’s “best-in-class” insurtech providers. Think of us as your expert connection to the wave of change that continues to sweep the insurance industry. We bring an entirely new way of thinking about insurance to the marketplace.

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THIRD PARTY PARTNERS

SES partners with other industry leading technology and data providers to leverage integration and data exchanges to provide our customers with a robust, flexible, and seamless end-to-end portfolio management process.

Equity Trust is a financial services company that enables individual investors to diversify investment portfolios through alternative asset classes, including real estate, tax liens, private equity and precious metals. Equity’s tax-advantaged, self-directed investment accounts appeal to entrepreneurial investors who want to take control of their wealth. Equity Trust also offers clients a robust online account management system and wealth-building education.

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Cape Analytics enables firms that protect and finance our homes and businesses to better understand property risk and condition. Their team uses computer vision and rigorous data science to unlock the enormous value held of geospatial imagery.

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Reliable replacement cost estimates are essential to protect customers. These customers are beginning to demand a new way of doing business that puts the estimation process in their hands. 360Value helps property insurers meet evolving customer expectations, while maintaining rating integrity.

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Applied Systems is the leading global provider of cloud-based software that powers the business of insurance by providing agency and brokerage managing systems, serving customers throughout the United States.

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ATTOM provides the most comprehensive property data in the industry. ATTOM enables us to gain insight into over 350 zip code level attributes to better assess risk.

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Partnering with Bank of the West, we introduced an online billing portal to allow for payments to be remitted electronically. In addition to remitting payments via ACH, we have customizable auto pay solutions to ensure payments will always be submitted on time.

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With a seamless user experience, ePayPolicy provides on an online platform to remit premiums via ACH as well as credit card payments. Built by insurance professionals for the insurance industry, ePayPolicy is on a mission to transform the way the independent insurance industry collects payments and sends funds.

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To help customers maximize the value of their invoices and statements, Microdynamics Group has created an array of products and services that can be configured to meet specific needs. Using electronic or print and mail solutions in conjunction with the creative team’s expertise, allows customers to make the most of their monthly customer communications.

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PDS (now a subsidiary of Innovest) has been in business for 30 years and is focused on addressing the complexity of specialty assets operations and management. PDS provides software for asset and property management, along with outsourcing and consulting services.

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ReSourcePro provides insurance operation solutions and services, to include process outsourcing, claims handling, policy servicing, accounting, new business and renewal processing.

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Sedgwick is a leading global provider of technology-enabled risk, benefits and integrated business solutions. Through Sedgwick’s recent purchase of York Risk Services Group, a premier provider of claims administration and analytics, has enhanced the expertise and capabilities within their service offerings and new markets.

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SVN / SFRhub Advisors introduced the first-to-market digital commercial real estate fully transactional platform, SFRhub.com, the only SFR/BFR industry data provider with clean and verified data. SFRhub.com is a platform dedicated to providing buyers and sellers peace of mind through each step of the investment transaction, backed by a knowledgeable and experienced licensed team of real estate professionals.

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Rental Property Management Software with integrated tools for management, accounting, maintenance and more tailored to the unique needs of single family homes.

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Founded in 1988, SLF is one of the original flood determination providers with unmatched industry experience, expertise and integrity. SLF is the only major flood determination and tracking provider who maintains all systems, data and production in the USA.

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CoreVest was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Their experience and scale enabled them to provide attractively priced loans on more than 40,000+ units and close over $6 billion in loans, becoming the leading lender to residential investors nationwide. 

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Finance of America offers a variety of home loan options and tools that are designed with the investor at the forefront. Their breadth of home loan products and their commitment to always putting their borrowers first, last and always are why Scotsman Guide named Finance of America Mortgage as a Top Mortgage Lender two years in a row.

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Roofstock is an online marketplace for investing in leased single-family rental homes. The company helps its clients by providing them with research, analytics, and insights to evaluate and purchase certified properties. The company pre-inspects rental properties with information about tenant, current rent, and property manager and makes this information accessible online. Users can compare investment properties around the country.

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INSTANDA’s beginning is much like many other technology breakthrough – born from a frustration of how legacy systems were holding back insurance productivity. Its founders knew there had to be a better way.

With a shared ambition and years of hands-on CIO-level experience of working with major insurance businesses and insurance software providers, they set about to transform the protracted insurance product roadmap. To prove that it didn’t have to be this way.

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